Business Finance Services in Surrey
Helping businesses across Surrey, London and the UK find the right funding. From our Reigate base, we source business loans, asset finance, commercial mortgages and more from a panel of lenders — and guide you through the application from start to finish.
The right funding for your business
Whether you are buying equipment, smoothing cash flow, acquiring premises or funding growth, choosing the right finance product matters as much as the rate. As a credit broker, we compare options across a range of lenders and match the structure to your circumstances, then support you through the application. Below is an overview of the finance products we can help arrange. Please note: we act as a credit broker, not a lender. Subject to status and lender terms.
Business loans
Unsecured and secured business loans can fund expansion, recruitment, stock or working capital. We help you understand how much you could borrow, compare terms from different lenders, and present a strong application. Read more about our business loan brokerage, or estimate your repayments with our business loan calculator.
Asset finance
Asset finance lets you acquire machinery, equipment or technology while spreading the cost over time, preserving your cash. Options include hire purchase and leasing. Learn how we can help fund the assets your business needs with our asset finance service.
Commercial mortgages
Buying your business premises or a commercial investment property usually calls for a specialist commercial mortgage. We help you navigate valuations, deposits and lender criteria to secure suitable terms. Find out more about our commercial mortgage service.
Invoice finance
If long payment terms are holding up your cash flow, invoice finance releases funds tied up in unpaid invoices so you can pay staff and suppliers on time. We explain the difference between factoring and discounting and find a facility that fits. See our invoice finance service.
Vehicle finance
From a single van to a fleet, vehicle finance spreads the cost of the vehicles your business depends on. We compare hire purchase, leasing and contract hire options. Read more about our vehicle finance service.
Specialist finance
Some situations call for tailored solutions — bridging loans, development finance or other specialist facilities. We work with lenders who understand more complex cases. Explore our specialist finance service.
How we work with you
We start by understanding what you need the funding for, your trading position and your timescale. From there we identify the products and lenders most likely to suit you, explain the costs and commitments clearly, and help you prepare a strong, well-presented application. Because we can also prepare the management figures and forecasts lenders look for, your application stands the best chance of success.
Why use Accuprime as your broker?
As your accountant and finance broker, we already understand your numbers, which means stronger, better-prepared applications. You get impartial guidance, access to a panel of lenders, and support at every stage. We act as a credit broker, not a lender. Subject to status and lender terms.
To discuss your funding needs, contact our team for a free consultation, or learn more about us on our Reigate accountant page.
Frequently Asked Questions
What types of business finance can you arrange? ▼
As a credit broker we can help you source business loans, asset finance, commercial mortgages, invoice finance, vehicle finance and specialist finance from a panel of lenders. We work with businesses across Surrey, London and the wider UK to match the right product to your needs.
Are you a lender? ▼
No. We act as a credit broker, not a lender. We compare options from our panel of lenders and help you apply, but the lending decision and terms are set by the lender. All finance is subject to status and lender terms.
How much can my business borrow? ▼
The amount you can borrow depends on the lender, the type of finance, your trading history, affordability and any security or assets involved. We assess your situation and approach lenders likely to offer terms that suit you. You can also get a rough idea of repayments using our business loan calculator.
Will applying affect my credit score? ▼
Some lenders can provide an indicative quote using a soft search that does not affect your credit score, while a full application usually involves a hard credit check. We will explain which applies before you proceed so there are no surprises.
How long does it take to arrange finance? ▼
Timescales vary by product. Some asset and invoice finance facilities can be arranged within days, while commercial mortgages typically take longer due to valuations and legal work. We keep you updated at every stage. All applications are subject to status and lender terms.
Looking for business finance?
Book a free, no-obligation consultation and we will help you find suitable funding. We act as a credit broker, not a lender. Subject to status and lender terms.